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Marine Cargo Insurance

Marine Cargo Insurance

Transporting goods with security

When transporting goods, an insurance is of utmost importance in the unfortunate event of any loss or damage to the goods. At Pinnacle, we offer Marine Cargo Insurance to protect your finance in such events. Our marine cargo insurance policy provides coverage for domestic & international trade for any loss or damage to the goods while in transit by sea, air or land in accordance to the Institute Cargo Clause (A), (B) or (C) 1.1.82 and 1.1.09. 

Additionally, marine cargo insurance can also be issued on the basis of a single shipments or on an open cover.


At Pinnacle Insurance, we offer you a wide range of marine insurance that will suit your requirements. Marine Cargo, Marine Liability and Marine Hull & Machinery are the marine insurance products that we offer. Kindly reach out to our consultants if you’d like to know more about our Marine Insurance policy. They’ll assist you in choosing a policy or customizing one that best suits your needs. 

Marine Cargo Insurance


Insurance Partners

By being an insurance broker, it is crucial that we find the best plan for each of our clients. That’s why we’ve partnered with the top insurance companies in Dubai. Whatever your insurance need is, we’ll have a plan for you! 

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    Marine Cargo Insurance Coverages

    Institute Cargo Clause ‘A’

    The cover under ICC(B) and additionally the following risks: 

    1. Malicious Damage
    2. Theft/Pilferage
    3. Takings at Sea (except War Risks)
    4. Any risks of physical loss or damage not specified

    Institute Cargo Clause ‘B’

    The cover under ICC(C) and additionally the following risks:

    1. Washing Overboard (deck cargo)
    2. Seawater entering Ship, Craft, Hold, Conveyance Container Lift Van or Place of Storage
    3. River or Lake Water entering same
    4. Loss overboard during Loading/Discharge (total loss only)

    Institute Cargo Clause ‘C’

    This is the most restricted clause and covers only loss or damage reasonably attributable to:

    1. Stranding, Grounding, Sinking or Capsizing
    2. Overturning or Derailment of Land Conveyance
    3. Collision of Ship or Craft with another Ship or Craft
    4. Contact of Ship, Craft or Conveyance with anything other than Ship or Craft (excludes Water but not Ice)
    5. Discharge of Cargo at Port of Distress
    6. Fire or Explosion
    7. General Average Sacrifice
    8. Jettison

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