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Contractors All Risk(CAR) Insurance

Contractors All Risk(CAR) Insurance

Get your contractors secured today

In the profession of contractors, protecting the contractors involved in construction is a necessity. At Pinnacle Insurance, we provide Contractors’ All Risks Insurance [CAR] for this reason. By taking CAR insurance policy, you gain coverage for your contractors that are involved in civil, electrical, or mechanical contracts such as bridges, construction of buildings, dams, towers among others from any unforeseen loss or damage that occurs on the construction site.

At Pinnacle Insurance, we offer you a wide range of insurance for contractors that’s tailored to suit your requirements. Kindly reach out to our consultants know more details about our Contractors’ All Risks Insurance [CAR]  policy. 

Contractors All Risk(CAR) Insurance

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    Contractors All Risk(CAR) Insurance
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    Contractors All Risk(CAR) Insurance Coverages

    Section 1 - Physical Loss or Damage

    Get coverage for any loss or damage on your materials and contract works from:

    1. Accidental damage during construction
    2. Fire, lightning
    3. Water damage, flood, storm and tempest
    4. Collapse, collision, impact, burglary, theft and malicious damage, aircraft
    5. Breakdown or explosion to any part of the contract e.g. Lifts in buildings etc.
    6. Consequent damages due to defects in material casting, workmanship and design
    7. Riot, strike, subsidence, landslide, cyclone, hurricane, earthquake, volcanic eruptions.

    Section 2 - Third Party Legal Liability

    Get indemnified to third party from any Legal liability of the insured party and any other exposures resulting from the execution of the project such as negligence of the insured up to an agreed limit(s) for:

    1. Accidental bodily injury &/or death to third parties
    2. Accidental damage to property (excluding property belonging to or in the custody or under the control of the insured), and legal expenses for defending any proceedings with company’s consent.

    Maintenance Cover

    Maintenance Period Coverage secures the insured party against loss or potential harm that happens in the time of consistence with the maintenance commitment under the agreement, subject to the reason for such loss or harm having begun during the time of insurance.

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